銀行英語(yǔ)情景口語(yǔ) 第165期:個(gè)人消費(fèi)信貸 個(gè)人質(zhì)押貸款(1)

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下午好。我今天能為您做些什么嗎，夫人?

B: It's a little sensitive, actually. I need to get hold of some money, and quickly.

說(shuō)起來(lái)我還真有點(diǎn)兒不好意思。我需要用錢(qián)，而且很急。

A: OK, Madam. We are here to help.

好的，太太。我們?cè)诖司褪菫榱藥湍?/p>

B: I already have some Time Deposits with you, but unfortunately, they haven't matured yet. I really don't want to cash those just yet.

我已經(jīng)在你們這里存了一些定期存款，但不幸的是，它們還沒(méi)有到期。我還真不希望把它們兌現(xiàn)呢。

A: I understand completely. There are other options, such as a Personal Pledge Loan.

我完全理解。我們有其他的選擇，比如個(gè)人質(zhì)押貸款。

B: I've not heard of that, could you tell me more, please?

我沒(méi)有聽(tīng)說(shuō)過(guò)，請(qǐng)你多告訴我一些，好嗎?

A: The procedure is really simple and convenient. All you need to do is fill in this Loan Application form.

辦理的手續(xù)很簡(jiǎn)單，而且很方便。您所需要做的就是填寫(xiě)這份貸款申請(qǐng)表。

B: Right …anything else?

好的……還有什么其他的嗎?

A: Of course, we'll need some documentation from you. Like your resident permit, proof of salary and your USD Deposit Certificate, to use as collateral.

當(dāng)然，我們將需要您提供一些文件。像您的居住許可證、薪金證明以及您的美元存單，用作抵押。

B: And then I just sign here? You're right! It certainly is simple and extremely convenient.

然后我只要在這里簽名?你說(shuō)得對(duì)!這的確實(shí)很簡(jiǎn)單，而且非常方便。