銀行英語情景口語 第179期:個人消費信貸 個人汽車消費貸款(3)
歡迎光臨IBJ銀行消費信貸部。我有什么可以幫您的嗎?
B: My family really needs a car, we live quite far out of the town centre, but unfortunately we cannot afford to pay out such a large sum of money in one go.
我們家真的需要一輛車，我們住的地方離市區(qū)挺遠的，但不幸的是，我們負擔不起一下子支出這么一大筆錢。
A: That's a problem facing many young families nowadays, and we are sympathetic to the problem. That's why we have just started a new scheme; a Personal Automobile Consumer Loan.
現在許多年輕人的家庭都面臨著這樣的問題，對此我們深有同感。為此，我們剛剛開展了一個新的業(yè)務，就是個人汽車消費貸款。
B: Great, I just hope I qualify! Could you tell me some more? Can I use the money to buy the car from anywhere?
太棒了，我真的希望我夠格!你能多給我介紹一些情況嗎?我可以用這些錢到任何地方去買車嗎?
A: What we usually do is find a suitable car dealer for you, who offer the type of car that you need. If it's a family car that you want, we have a very reliable dealer already contracted to us.
我們通常做的就是為您找到一個合適的汽車經銷商，他為您提供您所需要的那種車。如果您需要的是一個家庭用車的話，我們有一個非?？煽康慕涗N商，他已經和我們簽約了。
B: Then I can go to this appointed dealer, see what they've got and then make a decision?
那么我就可以去找這個指定的經銷商，看看他們有什么樣的車，然后做出決定，是嗎?
A: Yes. When you have decided exactly what you want and have a purchase price we can begin to process the loan. As long as you provide the proper documentation, of course.
是的。當您決定了您真正要買的車，并且看好了售價，我們就可以開始辦理貸款手續(xù)了。當然啦，只要您提供相應的文件。
B: What do you require?
你們都要求提供些什么呢?
A: A correctly filled in application form, ID card, proof of residency, proof of income, the agreement from the agent and of course the 20% down payment.
一張正確填寫的申請表、身份證、居住證明、收入證明、與經銷商簽訂的協(xié)議，當然還要有20%的首付收據。
B: That sounds fine. If you could give me the name and address of the dealer I'll go over there now and see what they've got.
聽起來挺不錯的。如果你能給我那個經銷商的名字和地址，我現在就要去那兒，看看他們都有什么樣的車。
