新東方商務(wù)口語(yǔ)[26]:開(kāi)個(gè)人賬戶(hù)Opening a Bank Account
4.Opening a Bank Account 開(kāi)個(gè)人賬戶(hù)
Dad: So, Jimmy, how does it feel to have your own money?
Jimmy, 自己有錢(qián)的感覺(jué)怎么樣?
Jimmy: It’s great, dad. I don’t mind delivering papers, but the real fun is collecting the money.
太棒了，爸爸。送報(bào)紙倒沒(méi)有什么，真正的快樂(lè)是收錢(qián)。
Dad: Even though you are only twelve, it’s not too early to start saving a little money.
雖然你才剛剛十二歲，可現(xiàn)在開(kāi)始攢錢(qián)也不算早了。
Jimmy: I’ve never had a bank account before. Why don’t I just keep my money under the matterss like grandpa does?
我還從來(lái)沒(méi)有開(kāi)過(guò)銀行賬戶(hù)呢。為什么我就不能像爺爺那樣把錢(qián)藏在床墊下呢?
Dad: You know you would spend it. And also, money in the bank earns interest.
那樣，你就會(huì)把錢(qián)花掉的。況且，把錢(qián)存在銀行還有利息呢。
Jimmy: But what if I need my money suddenly?
如果我急需用錢(qián)，怎么辦?
Dad: The bank will give you a PIN, and you can withdraw money from any ATM.
銀行會(huì)給你一個(gè)密碼，你可以從自動(dòng)提款機(jī)提錢(qián)。
Jimmy: Great! So it’s almost the same as keeping it under the matters!
太好了! 這么說(shuō)，存在銀行和藏在床墊下并沒(méi)有什么區(qū)別!
Dad: Not quite. You have to maintain a minimum balance of twenty dollars. And sometimes the bank has service charges. But you don’t have to worry about that yet. Let’s go make your first deposit!
不太一樣。你的賬戶(hù)里最少得存二十美元。有時(shí)候，銀行還要收服務(wù)費(fèi)。但你現(xiàn)在還不用擔(dān)心這些。我們?nèi)ゴ娴谝还P錢(qián)吧!
Jimmy: OK. Guess I have to do that before. I can make money my first withdrawal.
好的。只有先存錢(qián)，我才能開(kāi)始取錢(qián)啰。
interest 利息
PIN personal identification number, 密碼，個(gè)人身份號(hào)碼
ATM Automatic Teller Machine, 自動(dòng)取款機(jī)
Withdraw 提款
maintain a minimum balance 最少存入數(shù)量
service charges 服務(wù)費(fèi)
deposit 存款
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