華爾街的賺錢(qián)經(jīng) 第22期:美國(guó)買(mǎi)房正當(dāng)時(shí)(2)

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Homes were much cheaper, say, as recently as the 1970s.

比如在七十年代，住房?jī)r(jià)格要便宜得多。

Furthermore: the bigger the bubble, the bigger the bust. Considering how sharply home prices climbed from 2002 to 2006, one might expect real estate to end up really, really cheap before bottoming out. And you wouldn't expect a quick rebound either. Japan still hasn't recovered from 1989.

此外，泡沫越大，破裂時(shí)的破壞也越大。 看看2002-2006年房?jī)r(jià)的攀升速度吧，人們會(huì)預(yù)計(jì)房地產(chǎn)最終觸底前會(huì)非常、非常便宣。而且你也不要指望能夠迅速出現(xiàn)回升。日本到現(xiàn)在也沒(méi)從 1989年的泡沫破裂中恢復(fù)過(guò)來(lái)。

But if you are thinking of buying a home, here's the more positive news: While overall market averages may not be as cheap as you might have expected,

但是，如果你在考慮購(gòu)買(mǎi)住房，這里有一個(gè)較激勵(lì)人的消息：雖然總體市場(chǎng)平均水平或許并不像期望的那么便宜，

you can probably ignore them.

但你可以忽略它。

There are plenty of deals taking place far below the official average levels. The indices are masking a huge disparity in prices.

有大量交易是以遠(yuǎn)低于官方平均水平的價(jià)格成交的。房?jī)r(jià)指數(shù)掩蓋了具體價(jià)格上的巨大差異。

Even the National Association of Realtors concedes distressed sales including foreclosures and short sales are closing about 20% below "normal" market rates.

就連全美房地產(chǎn)協(xié)會(huì)(National Association of Realtors)也承認(rèn)，廉價(jià)銷(xiāo)售一一包括止贖房和債務(wù)減免房銷(xiāo)售一一的銷(xiāo)售價(jià)格比“正常”市價(jià)低約20%。

Aggressive buyers are finding some simply terrific deals. And they're paying with cheap debt, too.

大膽的買(mǎi)家發(fā)現(xiàn)了一些好得不得了的交易。而且，他們是以低成本的借款支付房款。違約率在上升。許多賣(mài)家都是被迫的。

Default rates are rising. Lots of sellers are forced.

違約率在上升。許多賣(mài)家是被迫的。